Attention homeowners in Nashville and Davidson County: Get an Appraisal today!![]() Check out the top reasons TN homeowners order from Homestead Appraisals:
Own a home in or near Nashville, TN and need help deciding the price of it?
At Homestead Appraisals, we understand the individual needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Homestead Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experienced in helping folks just like you rid themselves of unneeded and unwanted PMI insurance. Challenge Tax AssessmentIf you live in a local area that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Homestead Appraisals is your number one weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be disadvantageous from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Homestead Appraisals can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property. |